September 15, 2026

News Updates

3 min read14 September A Conservative-run council is lobbying the government to increase housing benefit, just…

When we moved to our former house in the Tradition neighborhood of Port St. Lucie, Fla., we had…

The Best Credit Cards for January 2026

Chase Freedom Unlimited
Chase Freedom Unlimited®

Best cash-back credit card

  • ✔ Unlimited 1.5% cash back on all purchases
  • ✔ 5% cash back on travel booked through Chase
  • ✔ No annual fee
  • ✔ Introductory 0% APR on purchases

Why it matters: This card is ideal for everyday spending, offering consistent cash back without categories or caps—perfect for long-term value and simplicity.

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Budget Calculator

Calculate your monthly budget using the simple and proven 50/30/20 budgeting method

This popular approach helps you organize your money by dividing your after-tax income into three clear categories, making it easier to stay in control of your spending.

Under this rule, about half of your income is allocated to essential expenses like housing and bills, while a portion goes toward lifestyle choices, and the rest is set aside to build long-term financial security.

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The 50/30/20 Budget Rule

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    Credit card debt in the United States continues to climb, leaving many consumers unsure of where they stand financially. Americans now carry an estimated $1.21 trillion in total credit card balances, with the average cardholder owing around $6,580.

    The calculators available on this website are provided for educational and informational purposes only. They are not intended to replace professional financial, legal, or tax advice. All results are estimates based on the information you provide and may not reflect actual outcomes.