August 01, 2026

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In House District 102, Republican Jason Smith is competing in a Republican Primary against Mery Lopez-Palma in an…

FIFA president Gianni Infantino has given FIFA members until September to accept the plans or lose funding. (Alamy)…

The Best Credit Cards for January 2026

Chase Freedom Unlimited
Chase Freedom Unlimited®

Best cash-back credit card

  • ✔ Unlimited 1.5% cash back on all purchases
  • ✔ 5% cash back on travel booked through Chase
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  • ✔ Introductory 0% APR on purchases

Why it matters: This card is ideal for everyday spending, offering consistent cash back without categories or caps—perfect for long-term value and simplicity.

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Budget Calculator

Calculate your monthly budget using the simple and proven 50/30/20 budgeting method

This popular approach helps you organize your money by dividing your after-tax income into three clear categories, making it easier to stay in control of your spending.

Under this rule, about half of your income is allocated to essential expenses like housing and bills, while a portion goes toward lifestyle choices, and the rest is set aside to build long-term financial security.

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The 50/30/20 Budget Rule

Enter your monthly income into this free 50/30/20 calculator to instantly generate a suggested budget breakdown.

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International Consolidated Airlines (IAG) share price dropped to 414p and then bounced…

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Canadian stocks retreated from their all-time high on Wednesday as renewed fighting…

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DRAM ETF at risk as SK Hynix, Micron, SanDisk stocks plunge despite inflows

The Roundhill Memory ETF (DRAM) has been in a free fall this…

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    Credit card debt in the United States continues to climb, leaving many consumers unsure of where they stand financially. Americans now carry an estimated $1.21 trillion in total credit card balances, with the average cardholder owing around $6,580.

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